FHA Loan Limits and USDA Eligibility in Broome County, New York
2026 FHA one-unit limit in Broome County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New York
New York one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New York
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EligibleIneligibleUSDA ineligible boundary
Broome County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 13737 | $541,287 | $122,800 |
| 13744 | $541,287 | $122,800 |
| 13745 | $541,287 | $122,800 |
| 13746 | $541,287 | $122,800 |
| 13748 | $541,287 | $122,800 |
| 13749 | $541,287 | $122,800 |
| 13754 | $541,287 | $122,800 |
| 13760 | $541,287 | $122,800 |
| 13777 | $541,287 | $122,800 |
| 13787 | $541,287 | $122,800 |
| 13790 | $541,287 | $122,800 |
| 13794 | $541,287 | $122,800 |
| 13795 | $541,287 | $122,800 |
| 13797 | $541,287 | $122,800 |
| 13802 | $541,287 | $122,800 |
| 13813 | $541,287 | $122,800 |
| 13826 | $541,287 | $122,800 |
| 13833 | $541,287 | $122,800 |
| 13835 | $541,287 | $122,800 |
| 13848 | $541,287 | $122,800 |
| 13850 | $541,287 | $122,800 |
| 13862 | $541,287 | $122,800 |
| 13865 | $541,287 | $122,800 |
| 13901 | $541,287 | $122,800 |
| 13902 | $541,287 | $122,800 |
| 13903 | $541,287 | $122,800 |
| 13904 | $541,287 | $122,800 |
| 13905 | $541,287 | $122,800 |