FHA Loan Limits and USDA Eligibility in Bronx County, New York

2026 FHA one-unit limit in Bronx County is $1,249,125. Two-unit is $1,599,375, three-unit is $1,933,200, and four-unit is $2,402,625. USDA 502 Guaranteed 1–4 person moderate income is $195,050. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for New York

New York one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for New York

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EligibleIneligibleUSDA ineligible boundary

Bronx County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
10451$1,249,125$195,050
10452$1,249,125$195,050
10453$1,249,125$195,050
10454$1,249,125$195,050
10455$1,249,125$195,050
10456$1,249,125$195,050
10457$1,249,125$195,050
10458$1,249,125$195,050
10459$1,249,125$195,050
10460$1,249,125$195,050
10461$1,249,125$195,050
10462$1,249,125$195,050
10463$1,249,125$195,050
10464$1,249,125$195,050
10465$1,249,125$195,050
10466$1,249,125$195,050
10467$1,249,125$195,050
10468$1,249,125$195,050
10469$1,249,125$195,050
10470$1,249,125$182,700 to $195,050
10471$1,249,125$195,050
10472$1,249,125$195,050
10473$1,249,125$195,050
10474$1,249,125$195,050
10475$1,249,125$195,050
14626$1,249,125$123,050

FAQ for Bronx County

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