FHA Loan Limits and USDA Eligibility in Bronx County, New York
2026 FHA one-unit limit in Bronx County is $1,249,125. Two-unit is $1,599,375, three-unit is $1,933,200, and four-unit is $2,402,625. USDA 502 Guaranteed 1–4 person moderate income is $195,050. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New York
New York one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New York
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EligibleIneligibleUSDA ineligible boundary
Bronx County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 10451 | $1,249,125 | $195,050 |
| 10452 | $1,249,125 | $195,050 |
| 10453 | $1,249,125 | $195,050 |
| 10454 | $1,249,125 | $195,050 |
| 10455 | $1,249,125 | $195,050 |
| 10456 | $1,249,125 | $195,050 |
| 10457 | $1,249,125 | $195,050 |
| 10458 | $1,249,125 | $195,050 |
| 10459 | $1,249,125 | $195,050 |
| 10460 | $1,249,125 | $195,050 |
| 10461 | $1,249,125 | $195,050 |
| 10462 | $1,249,125 | $195,050 |
| 10463 | $1,249,125 | $195,050 |
| 10464 | $1,249,125 | $195,050 |
| 10465 | $1,249,125 | $195,050 |
| 10466 | $1,249,125 | $195,050 |
| 10467 | $1,249,125 | $195,050 |
| 10468 | $1,249,125 | $195,050 |
| 10469 | $1,249,125 | $195,050 |
| 10470 | $1,249,125 | $182,700 to $195,050 |
| 10471 | $1,249,125 | $195,050 |
| 10472 | $1,249,125 | $195,050 |
| 10473 | $1,249,125 | $195,050 |
| 10474 | $1,249,125 | $195,050 |
| 10475 | $1,249,125 | $195,050 |
| 14626 | $1,249,125 | $123,050 |