FHA Loan Limits and USDA Eligibility in Allegany County, New York
2026 FHA one-unit limit in Allegany County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New York
New York one-unit limits: —
Loading FHA loan limits map…
Loading New York…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New York
Loading USDA map…
Loading New York…
EligibleIneligibleUSDA ineligible boundary
Allegany County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 14029 | $541,287 | $122,800 |
| 14065 | $541,287 | $122,800 |
| 14707 | $541,287 | $122,800 |
| 14708 | $541,287 | $122,800 |
| 14709 | $541,287 | $122,800 |
| 14711 | $541,287 | $122,800 |
| 14714 | $541,287 | $122,800 |
| 14715 | $541,287 | $122,800 |
| 14717 | $541,287 | $122,800 |
| 14721 | $541,287 | $122,800 |
| 14727 | $541,287 | $122,800 |
| 14735 | $541,287 | $122,800 |
| 14739 | $541,287 | $122,800 |
| 14744 | $541,287 | $122,800 |
| 14754 | $541,287 | $122,800 |
| 14774 | $541,287 | $122,800 |
| 14777 | $541,287 | $122,800 |
| 14802 | $541,287 | $122,800 |
| 14803 | $541,287 | $122,800 |
| 14804 | $541,287 | $122,800 |
| 14806 | $541,287 | $122,800 |
| 14813 | $541,287 | $122,800 |
| 14822 | $541,287 | $122,800 to $123,050 |
| 14880 | $541,287 | $122,800 |
| 14884 | $541,287 | $122,800 |
| 14895 | $541,287 | $122,800 |
| 14897 | $541,287 | $122,800 |