FHA Loan Limits and USDA Eligibility in Wilkin County, Minnesota

2026 FHA one-unit limit in Wilkin County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $124,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Minnesota

Minnesota one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Minnesota

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EligibleIneligibleUSDA ineligible boundary

Wilkin County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
56514$541,287$124,800 to $132,950
56520$541,287$124,800
56522$541,287$124,800
56543$541,287$124,800
56553$541,287$124,800
56565$541,287$124,800
56579$541,287$124,800
56594$541,287$124,800

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Wilkin County address. Then they can match you if you qualify.

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Minnesota FHA limits and USDA eligibilityFHA loan limits mapUSDA property eligibility mapUSDA income limits mapFHA loan programUSDA loan program