FHA Loan Limits and USDA Eligibility in Sherburne County, Minnesota

2026 FHA one-unit limit in Sherburne County is $552,000. Two-unit is $706,650, three-unit is $854,200, and four-unit is $1,061,550. USDA 502 Guaranteed 1–4 person moderate income is $124,800 to $152,250; income can split a county, so both caps are listed. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Minnesota

Minnesota one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Minnesota

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EligibleIneligibleUSDA ineligible boundary

Sherburne County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
55308$552,000$152,250
55309$552,000$152,250
55319$552,000$152,250
55330$552,000$124,800
55371$552,000$124,800
55398$552,000$124,800
56304$552,000$124,800

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Loan Options in Sherburne County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Sherburne County address. Then they can match you if you qualify.

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