FHA Loan Limits and USDA Eligibility in Mille Lacs County, Minnesota
2026 FHA one-unit limit in Mille Lacs County is $552,000. Two-unit is $706,650, three-unit is $854,200, and four-unit is $1,061,550. USDA 502 Guaranteed 1–4 person moderate income is $124,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Minnesota
USDA Property Eligibility and Income Limits Map for Minnesota
Mille Lacs County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
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Loan Options in Mille Lacs County
A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Mille Lacs County address. Then they can match you if you qualify.
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