FHA Loan Limits and USDA Eligibility in Anoka County, Minnesota

2026 FHA one-unit limit in Anoka County is $552,000. Two-unit is $706,650, three-unit is $854,200, and four-unit is $1,061,550. USDA 502 Guaranteed 1–4 person moderate income is $124,800 to $152,250; income can split a county, so both caps are listed. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Minnesota

Minnesota one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Minnesota

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EligibleIneligibleUSDA ineligible boundary

Anoka County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
55005$552,000$152,250
55011$552,000$152,250
55014$552,000$152,250
55025$552,000$124,800
55038$552,000$124,800
55040$552,000$124,800
55070$552,000$124,800
55079$552,000$124,800
55092$552,000$124,800
55110$552,000$124,800
55303$552,000$152,250
55304$552,000$152,250
55330$552,000$124,800
55421$552,000$124,800
55432$552,000$124,800
55433$552,000$152,250
55434$552,000$152,250
55448$552,000$152,250
55449$552,000$124,800

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Anoka County address. Then they can match you if you qualify.

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