FHA Loan Limits and USDA Eligibility in Orleans Parish, Louisiana

2026 FHA one-unit limit in Orleans Parish is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Louisiana

Louisiana one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Louisiana

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EligibleIneligibleUSDA ineligible boundary

Orleans Parish FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
70112$541,287$122,800
70113$541,287$122,800
70114$541,287$122,800
70115$541,287$122,800
70116$541,287$122,800
70117$541,287$122,800
70118$541,287$122,800
70119$541,287$122,800
70122$541,287$122,800
70124$541,287$122,800
70125$541,287$122,800
70126$541,287$122,800
70127$541,287$122,800
70128$541,287$122,800
70129$541,287$122,800
70130$541,287$122,800
70131$541,287$122,800

FAQ for Orleans Parish

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