FHA Loan Limits and USDA Eligibility in Lafayette Parish, Louisiana

2026 FHA one-unit limit in Lafayette Parish is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Louisiana

Louisiana one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Louisiana

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EligibleIneligibleUSDA ineligible boundary

Lafayette Parish FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
70501$541,287$122,800
70503$541,287$122,800
70504$541,287$122,800
70506$541,287$122,800
70507$541,287$122,800
70508$541,287$122,800
70518$541,287$122,800
70520$541,287$122,800
70525$541,287$122,800
70529$541,287$122,800
70555$541,287$122,800
70558$541,287$122,800
70578$541,287$122,800
70583$541,287$122,800
70592$541,287$122,800

FAQ for Lafayette Parish

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