FHA Loan Limits and USDA Eligibility in Johnson County, Kansas

2026 FHA one-unit limit in Johnson County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $130,400. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Kansas

Kansas one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Kansas

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EligibleIneligibleUSDA ineligible boundary

Johnson County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
66013$541,287$130,400
66018$541,287$130,400
66021$541,287$126,950 to $130,400
66025$541,287$126,950 to $130,400
66030$541,287$130,400
66061$541,287$130,400
66062$541,287$130,400
66083$541,287$130,400
66085$541,287$130,400
66201$541,287$130,400
66202$541,287$130,400
66203$541,287$130,400
66204$541,287$130,400
66205$541,287$130,400
66206$541,287$130,400
66207$541,287$130,400
66208$541,287$130,400
66209$541,287$130,400
66210$541,287$130,400
66211$541,287$130,400
66212$541,287$130,400
66213$541,287$130,400
66214$541,287$130,400
66215$541,287$130,400
66216$541,287$130,400
66217$541,287$130,400
66218$541,287$130,400
66219$541,287$130,400
66220$541,287$130,400
66221$541,287$130,400
66223$541,287$130,400
66224$541,287$130,400
66226$541,287$130,400
66227$541,287$130,400

FAQ for Johnson County

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