FHA Loan Limits and USDA Eligibility in Will County, Illinois
2026 FHA one-unit limit in Will County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $139,750. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Illinois
Illinois one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Illinois
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EligibleIneligibleUSDA ineligible boundary
Will County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 60401 | $541,287 | $122,800 to $139,750 |
| 60403 | $541,287 | $139,750 |
| 60404 | $541,287 | $139,750 |
| 60407 | $541,287 | $136,650 to $139,750 |
| 60408 | $541,287 | $139,750 |
| 60410 | $541,287 | $136,650 to $139,750 |
| 60417 | $541,287 | $139,750 |
| 60421 | $541,287 | $139,750 |
| 60423 | $541,287 | $139,750 |
| 60431 | $541,287 | $139,750 to $153,550 |
| 60432 | $541,287 | $139,750 |
| 60433 | $541,287 | $139,750 |
| 60435 | $541,287 | $139,750 |
| 60436 | $541,287 | $139,750 |
| 60439 | $541,287 | $139,750 |
| 60440 | $541,287 | $139,750 |
| 60441 | $541,287 | $139,750 |
| 60442 | $541,287 | $139,750 |
| 60446 | $541,287 | $139,750 |
| 60447 | $541,287 | $136,650 to $153,550 |
| 60448 | $541,287 | $139,750 |
| 60449 | $541,287 | $139,750 |
| 60451 | $541,287 | $139,750 |
| 60466 | $541,287 | $139,750 |
| 60467 | $541,287 | $139,750 |
| 60468 | $541,287 | $122,800 to $139,750 |
| 60475 | $541,287 | $139,750 |
| 60477 | $541,287 | $139,750 |
| 60481 | $541,287 | $122,800 to $139,750 |
| 60484 | $541,287 | $139,750 |
| 60487 | $541,287 | $139,750 |
| 60490 | $541,287 | $139,750 |
| 60491 | $541,287 | $139,750 |
| 60503 | $541,287 | $139,750 to $153,550 |
| 60544 | $541,287 | $139,750 to $153,550 |
| 60564 | $541,287 | $139,750 |
| 60565 | $541,287 | $139,750 |
| 60585 | $541,287 | $139,750 to $153,550 |
| 60586 | $541,287 | $139,750 to $153,550 |
| 60940 | $541,287 | $122,800 to $139,750 |