FHA Loan Limits and USDA Eligibility in Rock Island County, Illinois
2026 FHA one-unit limit in Rock Island County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Illinois
Illinois one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Illinois
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EligibleIneligibleUSDA ineligible boundary
Rock Island County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 61201 | $541,287 | $122,800 |
| 61232 | $541,287 | $122,800 |
| 61236 | $541,287 | $122,800 |
| 61237 | $541,287 | $122,800 |
| 61239 | $541,287 | $122,800 |
| 61240 | $541,287 | $122,800 |
| 61242 | $541,287 | $122,800 |
| 61244 | $541,287 | $122,800 |
| 61256 | $541,287 | $122,800 |
| 61257 | $541,287 | $122,800 |
| 61259 | $541,287 | $122,800 |
| 61264 | $541,287 | $122,800 |
| 61265 | $541,287 | $122,800 |
| 61275 | $541,287 | $122,800 |
| 61278 | $541,287 | $122,800 |
| 61279 | $541,287 | $122,800 |
| 61282 | $541,287 | $122,800 |
| 61284 | $541,287 | $122,800 |