FHA Loan Limits and USDA Eligibility in Peoria County, Illinois
2026 FHA one-unit limit in Peoria County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Illinois
Illinois one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Illinois
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EligibleIneligibleUSDA ineligible boundary
Peoria County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 61451 | $541,287 | $122,800 |
| 61517 | $541,287 | $122,800 |
| 61523 | $541,287 | $122,800 |
| 61525 | $541,287 | $122,800 |
| 61526 | $541,287 | $122,800 |
| 61528 | $541,287 | $122,800 |
| 61529 | $541,287 | $122,800 |
| 61533 | $541,287 | $122,800 |
| 61536 | $541,287 | $122,800 |
| 61539 | $541,287 | $122,800 |
| 61547 | $541,287 | $122,800 |
| 61552 | $541,287 | $122,800 |
| 61559 | $541,287 | $122,800 |
| 61562 | $541,287 | $122,800 |
| 61569 | $541,287 | $122,800 |
| 61601 | $541,287 | $122,800 |
| 61602 | $541,287 | $122,800 |
| 61603 | $541,287 | $122,800 |
| 61604 | $541,287 | $122,800 |
| 61605 | $541,287 | $122,800 |
| 61606 | $541,287 | $122,800 |
| 61607 | $541,287 | $122,800 |
| 61613 | $541,287 | $122,800 |
| 61614 | $541,287 | $122,800 |
| 61615 | $541,287 | $122,800 |
| 61616 | $541,287 | $122,800 |
| 61625 | $541,287 | $122,800 |
| 61629 | $541,287 | $122,800 |
| 61630 | $541,287 | $122,800 |
| 61633 | $541,287 | $122,800 |
| 61634 | $541,287 | $122,800 |
| 61635 | $541,287 | $122,800 |
| 61636 | $541,287 | $122,800 |
| 61637 | $541,287 | $122,800 |
| 61638 | $541,287 | $122,800 |
| 61639 | $541,287 | $122,800 |
| 61641 | $541,287 | $122,800 |
| 61643 | $541,287 | $122,800 |
| 61651 | $541,287 | $122,800 |
| 61652 | $541,287 | $122,800 |
| 61653 | $541,287 | $122,800 |
| 61654 | $541,287 | $122,800 |
| 61655 | $541,287 | $122,800 |
| 61656 | $541,287 | $122,800 |
| 61704 | $541,287 | $136,650 |
| 62665 | $541,287 | $122,800 |