FHA Loan Limits and USDA Eligibility in Kankakee County, Illinois

2026 FHA one-unit limit in Kankakee County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Illinois

Illinois one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Illinois

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EligibleIneligibleUSDA ineligible boundary

Kankakee County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
60901$541,287$122,800
60910$541,287$122,800
60912$541,287$122,800
60913$541,287$122,800
60914$541,287$122,800
60915$541,287$122,800
60917$541,287$122,800
60922$541,287$122,800
60935$541,287$122,800
60940$541,287$122,800 to $139,750
60941$541,287$122,800
60944$541,287$122,800
60950$541,287$122,800 to $139,750
60954$541,287$122,800
60958$541,287$122,800
60961$541,287$122,800 to $136,650
60964$541,287$122,800
60969$541,287$122,800

FAQ for Kankakee County

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