FHA Loan Limits and USDA Eligibility in Grundy County, Illinois
2026 FHA one-unit limit in Grundy County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $136,650. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Illinois
Illinois one-unit limits: —
Loading FHA loan limits map…
Loading Illinois…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Illinois
Loading USDA map…
Loading Illinois…
EligibleIneligibleUSDA ineligible boundary
Grundy County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 60407 | $541,287 | $136,650 to $139,750 |
| 60410 | $541,287 | $136,650 to $139,750 |
| 60416 | $541,287 | $136,650 to $139,750 |
| 60424 | $541,287 | $122,800 to $136,650 |
| 60437 | $541,287 | $136,650 |
| 60444 | $541,287 | $136,650 |
| 60447 | $541,287 | $136,650 to $153,550 |
| 60450 | $541,287 | $136,650 to $153,550 |
| 60474 | $541,287 | $136,650 |
| 60479 | $541,287 | $136,650 |
| 60481 | $541,287 | $122,800 to $139,750 |
| 61360 | $541,287 | $122,800 to $136,650 |