FHA Loan Limits and USDA Eligibility in DuPage County, Illinois
2026 FHA one-unit limit in DuPage County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $139,750. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Illinois
Illinois one-unit limits: —
Loading FHA loan limits map…
Loading Illinois…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Illinois
Loading USDA map…
Loading Illinois…
EligibleIneligibleUSDA ineligible boundary
DuPage County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 60101 | $541,287 | $139,750 |
| 60103 | $541,287 | $139,750 |
| 60106 | $541,287 | $139,750 |
| 60108 | $541,287 | $139,750 |
| 60126 | $541,287 | $139,750 |
| 60133 | $541,287 | $139,750 |
| 60137 | $541,287 | $139,750 |
| 60139 | $541,287 | $139,750 |
| 60143 | $541,287 | $139,750 |
| 60148 | $541,287 | $139,750 |
| 60157 | $541,287 | $139,750 |
| 60172 | $541,287 | $139,750 |
| 60174 | $541,287 | $139,750 |
| 60181 | $541,287 | $139,750 |
| 60184 | $541,287 | $139,750 |
| 60185 | $541,287 | $139,750 |
| 60187 | $541,287 | $139,750 |
| 60188 | $541,287 | $139,750 |
| 60189 | $541,287 | $139,750 |
| 60190 | $541,287 | $139,750 |
| 60191 | $541,287 | $139,750 |
| 60439 | $541,287 | $139,750 |
| 60440 | $541,287 | $139,750 |
| 60502 | $541,287 | $139,750 |
| 60504 | $541,287 | $139,750 to $153,550 |
| 60514 | $541,287 | $139,750 |
| 60515 | $541,287 | $139,750 |
| 60516 | $541,287 | $139,750 |
| 60517 | $541,287 | $139,750 |
| 60519 | $541,287 | $139,750 |
| 60521 | $541,287 | $139,750 |
| 60523 | $541,287 | $139,750 |
| 60527 | $541,287 | $139,750 |
| 60532 | $541,287 | $139,750 |
| 60540 | $541,287 | $139,750 |
| 60555 | $541,287 | $139,750 |
| 60559 | $541,287 | $139,750 |
| 60561 | $541,287 | $139,750 |
| 60563 | $541,287 | $139,750 |
| 60564 | $541,287 | $139,750 |
| 60565 | $541,287 | $139,750 |