FHA Loan Limits and USDA Eligibility in Bureau County, Illinois
2026 FHA one-unit limit in Bureau County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Illinois
Illinois one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Illinois
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EligibleIneligibleUSDA ineligible boundary
Bureau County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 61312 | $541,287 | $122,800 |
| 61314 | $541,287 | $122,800 |
| 61315 | $541,287 | $122,800 |
| 61317 | $541,287 | $122,800 |
| 61320 | $541,287 | $122,800 |
| 61322 | $541,287 | $122,800 |
| 61323 | $541,287 | $122,800 |
| 61328 | $541,287 | $122,800 |
| 61329 | $541,287 | $122,800 |
| 61330 | $541,287 | $122,800 |
| 61337 | $541,287 | $122,800 |
| 61338 | $541,287 | $122,800 |
| 61344 | $541,287 | $122,800 |
| 61345 | $541,287 | $122,800 |
| 61346 | $541,287 | $122,800 |
| 61349 | $541,287 | $122,800 |
| 61356 | $541,287 | $122,800 |
| 61359 | $541,287 | $122,800 |
| 61361 | $541,287 | $122,800 |
| 61362 | $541,287 | $122,800 |
| 61368 | $541,287 | $122,800 |
| 61374 | $541,287 | $122,800 |
| 61376 | $541,287 | $122,800 |
| 61379 | $541,287 | $122,800 |