FHA Loan Limits and USDA Eligibility in Tulare County, California

2026 FHA one-unit limit in Tulare County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $124,900. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for California

California one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for California

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EligibleIneligibleUSDA ineligible boundary

Tulare County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
93201$541,287$124,900
93207$541,287$124,900
93208$541,287$124,900
93218$541,287$124,900
93219$541,287$124,900
93221$541,287$124,900
93223$541,287$124,900
93227$541,287$124,900
93235$541,287$124,900
93237$541,287$124,900
93238$541,287$124,900
93244$541,287$124,900
93247$541,287$124,900
93256$541,287$124,900
93257$541,287$124,900
93258$541,287$124,900
93260$541,287$124,900
93261$541,287$124,900
93262$541,287$124,900
93265$541,287$124,900
93267$541,287$124,900
93270$541,287$124,900
93271$541,287$124,900
93272$541,287$124,900
93274$541,287$124,900
93275$541,287$124,900
93277$541,287$124,900
93286$541,287$124,900
93291$541,287$124,900
93292$541,287$124,900
93603$541,287$124,900
93615$541,287$124,900
93618$541,287$124,900
93631$541,287$124,900
93633$541,287$124,900
93647$541,287$124,900
93654$541,287$124,900
93666$541,287$124,900
93670$541,287$124,900
93673$541,287$124,900

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Tulare County address. Then they can match you if you qualify.

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