FHA Loan Limits and USDA Eligibility in Riverside County, California

2026 FHA one-unit limit in Riverside County is $690,000. Two-unit is $883,300, three-unit is $1,067,750, and four-unit is $1,326,950. USDA 502 Guaranteed 1–4 person moderate income is $141,450. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for California

California one-unit limits:
Loading FHA loan limits map…
Loading California…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for California

Loading USDA map…
Loading California…
EligibleIneligibleUSDA ineligible boundary

Riverside County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
91752$690,000$141,450
92201$690,000$141,450
92202$690,000$141,450
92203$690,000$141,450
92210$690,000$141,450
92211$690,000$141,450
92220$690,000$141,450
92223$690,000$141,450
92225$690,000$124,900 to $141,450
92226$690,000$141,450
92230$690,000$141,450
92234$690,000$141,450
92235$690,000$141,450
92236$690,000$141,450
92239$690,000$141,450
92240$690,000$141,450
92241$690,000$141,450
92253$690,000$141,450
92254$690,000$141,450
92258$690,000$141,450
92260$690,000$141,450
92261$690,000$141,450
92262$690,000$141,450
92263$690,000$141,450
92264$690,000$141,450
92270$690,000$141,450
92274$690,000$124,900 to $141,450
92276$690,000$141,450
92282$690,000$141,450
92320$690,000$141,450
92324$690,000$141,450
92340$690,000$141,450
92373$690,000$141,450
92399$690,000$141,450
92501$690,000$141,450
92502$690,000$141,450
92503$690,000$141,450
92504$690,000$141,450
92505$690,000$141,450
92506$690,000$141,450
92507$690,000$141,450
92508$690,000$141,450
92509$690,000$141,450
92513$690,000$141,450
92514$690,000$141,450
92516$690,000$141,450
92517$690,000$141,450
92518$690,000$141,450
92519$690,000$141,450
92521$690,000$141,450
92522$690,000$141,450
92530$690,000$141,450 to $213,950
92531$690,000$141,450
92532$690,000$141,450
92536$690,000$141,450
92539$690,000$141,450
92543$690,000$141,450
92544$690,000$141,450
92545$690,000$141,450
92546$690,000$141,450
92548$690,000$141,450
92549$690,000$141,450
92551$690,000$141,450
92552$690,000$141,450
92553$690,000$141,450
92555$690,000$141,450
92556$690,000$141,450
92557$690,000$141,450
92561$690,000$141,450
92562$690,000$141,450 to $201,100
92563$690,000$141,450
92564$690,000$141,450
92567$690,000$141,450
92570$690,000$141,450
92571$690,000$141,450
92572$690,000$141,450
92581$690,000$141,450
92582$690,000$141,450
92583$690,000$141,450
92584$690,000$141,450
92585$690,000$141,450
92586$690,000$141,450
92587$690,000$141,450
92589$690,000$141,450
92590$690,000$141,450
92591$690,000$141,450
92592$690,000$141,450
92593$690,000$141,450
92595$690,000$141,450
92596$690,000$141,450
92599$690,000$141,450
92860$690,000$141,450
92878$690,000$141,450
92879$690,000$141,450
92880$690,000$141,450
92881$690,000$141,450
92882$690,000$141,450
92883$690,000$141,450

Connect with a Lender in Riverside County

Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific Riverside County address. Only a lender can confirm official program requirements.

Get your answer

Loan Options in Riverside County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Riverside County address. Then they can match you if you qualify.

Connect with a lender
Homebuyers reviewing loan options with a mortgage professional

NMLS-licensed lenders Fast Lender Matching No initial credit impact

Powered by Mortgage Research Center, NMLS #1907 — Trusted since 2002

FAQ for Riverside County

Learn More