FHA Loan Limits and USDA Eligibility in Mariposa County, California

2026 FHA one-unit limit in Mariposa County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $124,900. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for California

California one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for California

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EligibleIneligibleUSDA ineligible boundary

Mariposa County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
93623$541,287$124,900
95306$541,287$124,900
95311$541,287$124,900
95318$541,287$124,900
95321$541,287$124,900
95325$541,287$124,900
95329$541,287$124,900
95338$541,287$124,900
95345$541,287$124,900

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Mariposa County address. Then they can match you if you qualify.

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