FHA Loan Limits and USDA Eligibility in Alpine County, California

2026 FHA one-unit limit in Alpine County is $736,000. Two-unit is $942,200, three-unit is $1,138,900, and four-unit is $1,415,400. USDA 502 Guaranteed 1–4 person moderate income is $143,550. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for California

California one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for California

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EligibleIneligibleUSDA ineligible boundary

Alpine County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
95223$736,000$124,900 to $143,550
96120$736,000$143,550

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Loan Options in Alpine County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Alpine County address. Then they can match you if you qualify.

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