FHA loan limits and USDA eligibility for ZIP 37020 — Bell Buckle, TN

FHA county loan caps, USDA property eligibility, and USDA household income limits for this ZIP. USDA looks possible here if income is under the cap.

Connect with a lender
Couple reviewing home loan options for their ZIP code

USDA property eligibility

Likely eligible for $0 down

Based on the ZIP’s geographic center vs USDA ineligible-area boundaries. The official test is the property address.

View map

USDA income limits

Bedford County

1–4 person household income limit

$122,800

5–8 person household income limit

$162,100

  • Bedford County (Primary): $122,800 / $162,100
  • Rutherford County: $133,550 / $176,300

View map

2026 FHA loan limits

Bedford County

1-unit

$541,287

2-unit

$693,050

3-unit

$837,700

4-unit

$1,041,125

Rutherford County

1-unit

$1,029,250

2-unit

$1,317,650

3-unit

$1,592,700

4-unit

$1,979,350

This ZIP lists more than one county cap. The property address picks the county on the loan.

View map

Confirm loan options for this ZIP

Maps and ZIP lookups are a first look. A licensed lender can confirm the address, income, and the official cap.

Get your answer

Loan options for 37020

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific address — then match you if you qualify.

Connect with a lender
Homebuyers reviewing loan options with a mortgage professional

NMLS-licensed lenders Fast Lender Matching No initial credit impact

Powered by Mortgage Research Center, NMLS #1907 — Trusted since 2002

FAQ for ZIP 37020

Learn More