Get Pre-Approved for a VA Loan
VA loans offer $0 down and no PMI for eligible veterans and service members. Answer a few questions and get connected with VA-approved lenders—no credit check, no obligation.
VA pre-approval check — takes 2 minutes
No credit check • No obligation
- NMLS-licensed lenders
- Secure & confidential
- No credit check
How it works
- 1Enter your info—takes a few minutes
- 2Get matched with VA-approved lenders
- 3Compare offers and choose what works for you
How a Lender Helps You Get Your COE
Before a VA loan can close, the VA requires a Certificate of Eligibility (COE) — a document that confirms you meet the military service requirements for the VA loan benefit. You don't need to track it down yourself. Here's how it works when you fill out the form above:
- 1
You fill out the form
Answer a few questions about your service and home purchase. No credit check, no obligation at this stage — you're self-reporting to get matched.
- 2
You get matched with a VA-approved lender
The lender reviews your info and reaches out. At this point you can ask questions, discuss your situation, and decide if you want to move forward — no commitment yet.
- 3
The lender pulls your COE for you
VA-approved lenders have direct access to the VA's system (WebLGY) and can request your COE electronically — often in minutes. Most veterans never need to visit a VA office or navigate eBenefits on their own.
- 4
Pre-approval and rate comparison
Once eligibility is confirmed, the lender can issue a pre-approval letter and walk you through your rate options — $0 down, no PMI, with rates based on your credit and loan amount.
Already have your COE? Provide it to your lender and they can move straight to pre-approval.
Looking for Something Else?
Already own a home? We can help you refinance or tap your equity.