Get Pre-Approved for an FHA Loan

FHA loans are designed for buyers who don't have 20% down or perfect credit. Answer a few questions and get connected with lenders who specialize in FHA — no credit check, no obligation.

Diverse couple holding keys to their new home

FHA approval check — takes 2 minutes

No credit check • No obligation

  • NMLS-licensed lenders
  • Secure & confidential
  • No credit check

How it works

  1. 1Enter your info—takes a few minutes
  2. 2Get matched with FHA lenders
  3. 3Compare offers and choose what works for you

Why get pre-approved for FHA?

Pre-approval puts you in a stronger position when you're ready to make an offer. Here's how it helps.

First-time homebuyer couple reviewing mortgage documents

Know your budget

See how much you can borrow with 3.5% down and what you can afford before you fall in love with a home.

Shop with confidence

Sellers and agents take pre-approved buyers seriously. Your offer carries more weight.

Close faster

Much of the underwriting is done upfront, so you can move quickly when you find the right place.

Learn more

Frequently Asked Questions