FHA Loan Limits and USDA Eligibility in Waukesha County, Wisconsin

2026 FHA one-unit limit in Waukesha County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $127,300. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Wisconsin

Wisconsin one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Wisconsin

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EligibleIneligibleUSDA ineligible boundary

Waukesha County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
53005$541,287$127,300
53007$541,287$127,300
53017$541,287$127,300
53018$541,287$127,300
53029$541,287$127,300
53045$541,287$127,300
53046$541,287$127,300
53051$541,287$127,300
53056$541,287$127,300
53058$541,287$127,300
53064$541,287$127,300
53066$541,287$122,800 to $128,450
53069$541,287$127,300
53072$541,287$127,300
53089$541,287$127,300
53103$541,287$127,300
53118$541,287$127,300 to $128,450
53119$541,287$127,300 to $136,700
53122$541,287$127,300
53127$541,287$127,300
53146$541,287$127,300
53149$541,287$122,800 to $136,700
53150$541,287$122,800 to $127,300
53151$541,287$127,300
53153$541,287$127,300
53183$541,287$127,300
53186$541,287$127,300
53187$541,287$127,300
53188$541,287$127,300
53189$541,287$127,300
53227$541,287$127,300

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