FHA Loan Limits and USDA Eligibility in Milwaukee County, Wisconsin

2026 FHA one-unit limit in Milwaukee County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $127,300. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Wisconsin

Wisconsin one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Wisconsin

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EligibleIneligibleUSDA ineligible boundary

Milwaukee County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
53110$541,287$127,300
53129$541,287$127,300
53130$541,287$127,300
53132$541,287$127,300
53154$541,287$127,300
53172$541,287$127,300
53201$541,287$127,300
53202$541,287$127,300
53203$541,287$127,300
53204$541,287$127,300
53205$541,287$127,300
53206$541,287$127,300
53207$541,287$127,300
53208$541,287$127,300
53209$541,287$127,300
53210$541,287$127,300
53211$541,287$127,300
53212$541,287$127,300
53213$541,287$127,300
53214$541,287$127,300
53215$541,287$127,300
53216$541,287$127,300
53217$541,287$127,300
53218$541,287$127,300
53219$541,287$127,300
53220$541,287$127,300
53221$541,287$127,300
53222$541,287$127,300
53223$541,287$127,300
53224$541,287$127,300
53225$541,287$127,300
53226$541,287$127,300
53227$541,287$127,300
53228$541,287$127,300
53233$541,287$127,300
53234$541,287$127,300
53235$541,287$127,300
53259$541,287$127,300
53263$541,287$127,300
53278$541,287$127,300

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Loan Options in Milwaukee County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Milwaukee County address. Then they can match you if you qualify.

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