FHA Loan Limits and USDA Eligibility in Kenosha County, Wisconsin

2026 FHA one-unit limit in Kenosha County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $134,900. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Wisconsin

Wisconsin one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Wisconsin

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EligibleIneligibleUSDA ineligible boundary

Kenosha County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
53101$541,287$134,900
53102$541,287$134,900
53104$541,287$134,900
53105$541,287$122,800 to $136,700
53109$541,287$134,900
53128$541,287$134,900 to $136,700
53139$541,287$122,800 to $134,900
53140$541,287$134,900
53141$541,287$134,900
53142$541,287$134,900
53143$541,287$134,900
53144$541,287$134,900
53152$541,287$134,900
53158$541,287$134,900
53159$541,287$134,900
53168$541,287$134,900
53170$541,287$134,900
53171$541,287$134,900
53177$541,287$122,800 to $134,900
53179$541,287$134,900
53181$541,287$134,900
53182$541,287$122,800 to $134,900
53192$541,287$134,900
53194$541,287$134,900
53403$541,287$122,800 to $134,900

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Kenosha County address. Then they can match you if you qualify.

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