FHA Loan Limits and USDA Eligibility in Dane County, Wisconsin

2026 FHA one-unit limit in Dane County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $153,550. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Wisconsin

Wisconsin one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Wisconsin

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EligibleIneligibleUSDA ineligible boundary

Dane County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
53508$541,287$126,500 to $153,550
53515$541,287$153,550
53516$541,287$122,800 to $153,550
53517$541,287$130,400 to $153,550
53521$541,287$122,800 to $153,550
53523$541,287$128,450 to $153,550
53527$541,287$153,550
53528$541,287$153,550
53529$541,287$153,550
53531$541,287$153,550
53532$541,287$123,400 to $153,550
53534$541,287$122,800 to $153,550
53555$541,287$123,400 to $153,550
53558$541,287$153,550
53559$541,287$128,450 to $153,550
53560$541,287$130,400 to $153,550
53562$541,287$153,550
53571$541,287$153,550
53572$541,287$126,500 to $153,550
53575$541,287$153,550
53583$541,287$122,800 to $153,550
53589$541,287$122,800 to $153,550
53590$541,287$153,550
53593$541,287$153,550
53597$541,287$153,550
53598$541,287$153,550
53701$541,287$153,550
53702$541,287$153,550
53703$541,287$153,550
53704$541,287$153,550
53705$541,287$153,550
53706$541,287$153,550
53707$541,287$153,550
53708$541,287$153,550
53711$541,287$153,550
53713$541,287$153,550
53714$541,287$153,550
53715$541,287$153,550
53716$541,287$153,550
53717$541,287$153,550
53718$541,287$153,550
53719$541,287$153,550
53726$541,287$153,550
53783$541,287$153,550
53784$541,287$153,550
53788$541,287$153,550
53792$541,287$153,550

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Dane County address. Then they can match you if you qualify.

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