FHA Loan Limits and USDA Eligibility in Yakima County, Washington

2026 FHA one-unit limit in Yakima County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $128,650. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Washington

Washington one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Washington

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EligibleIneligibleUSDA ineligible boundary

Yakima County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
98901$541,287$128,650
98902$541,287$128,650
98903$541,287$128,650
98908$541,287$128,650
98909$541,287$128,650
98920$541,287$128,650
98921$541,287$128,650
98923$541,287$128,650
98930$541,287$128,650
98932$541,287$128,650
98933$541,287$128,650
98935$541,287$128,650
98936$541,287$128,650
98937$541,287$128,650
98938$541,287$128,650
98939$541,287$128,650
98942$541,287$128,650
98944$541,287$128,650
98947$541,287$128,650
98948$541,287$128,650
98951$541,287$128,650
98952$541,287$128,650
98953$541,287$128,650

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Yakima County address. Then they can match you if you qualify.

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