What Is the FHA Loan Limit in Hutchinson County?

The 2026 FHA one-unit cap in Hutchinson County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. Limits are set by county. The property address picks the county when a ZIP lists more than one.

Are USDA Loans Available in Hutchinson County?

USDA property eligibility is the street address, not the county. Hutchinson County is not scored as eligible or ineligible as a whole. Enter a ZIP on the property eligibility map, then confirm a specific address with a lender.

What Is the USDA Income Limit in Hutchinson County?

USDA 502 Guaranteed 1–4 person moderate income in Hutchinson County is $122,800. The 5–8 person figure is $162,100. Enter a ZIP to confirm the figure for a specific area.

Does a County Decide USDA Property Eligibility?

No. USDA scores the property address. This page lists FHA 1–4 unit caps and USDA 502 Guaranteed moderate income figures that appear in Hutchinson County. Income can split a county. Neither figure marks the county as USDA eligible or ineligible.

FHA Loan Limits and USDA Eligibility in Hutchinson County, South Dakota

2026 FHA one-unit limit in Hutchinson County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for South Dakota

South Dakota one-unit limits: —

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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for South Dakota

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EligibleIneligibleUSDA ineligible boundary

Hutchinson County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIP	FHA one-unit loan limit	USDA 1–4 person moderate income
57029	$541,287	$122,800 to $136,500
57045	$541,287	$122,800 to $136,500
57052	$541,287	$122,800
57331	$541,287	$122,800 to $126,150
57354	$541,287	$122,800
57366	$541,287	$122,800 to $126,150
57376	$541,287	$122,800

Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific Hutchinson County address. Only a lender can confirm official program requirements.

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Loan Options in Hutchinson County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Hutchinson County address. Then they can match you if you qualify.

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South Dakota FHA limits and USDA eligibility FHA loan limits map USDA property eligibility map USDA income limits map FHA loan program USDA loan program