FHA Loan Limits and USDA Eligibility in Tulsa County, Oklahoma

2026 FHA one-unit limit in Tulsa County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Oklahoma

Oklahoma one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Oklahoma

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EligibleIneligibleUSDA ineligible boundary

Tulsa County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
74008$541,287$122,800
74011$541,287$122,800
74012$541,287$122,800
74013$541,287$122,800
74021$541,287$122,800
74033$541,287$122,800
74037$541,287$122,800
74043$541,287$122,800
74047$541,287$122,800
74050$541,287$122,800
74055$541,287$122,800
74063$541,287$122,800
74066$541,287$122,800
74070$541,287$122,800
74073$541,287$122,800
74101$541,287$122,800
74103$541,287$122,800
74104$541,287$122,800
74105$541,287$122,800
74106$541,287$122,800
74107$541,287$122,800
74108$541,287$122,800
74110$541,287$122,800
74112$541,287$122,800
74114$541,287$122,800
74115$541,287$122,800
74116$541,287$122,800
74117$541,287$122,800
74119$541,287$122,800
74120$541,287$122,800
74126$541,287$122,800
74127$541,287$122,800
74128$541,287$122,800
74129$541,287$122,800
74130$541,287$122,800
74131$541,287$122,800
74132$541,287$122,800
74133$541,287$122,800
74134$541,287$122,800
74135$541,287$122,800
74136$541,287$122,800
74137$541,287$122,800
74145$541,287$122,800
74146$541,287$122,800
74156$541,287$122,800
74170$541,287$122,800

FAQ for Tulsa County

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