FHA Loan Limits and USDA Eligibility in Creek County, Oklahoma
2026 FHA one-unit limit in Creek County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Oklahoma
Oklahoma one-unit limits: —
Loading FHA loan limits map…
Loading Oklahoma…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Oklahoma
Loading USDA map…
Loading Oklahoma…
EligibleIneligibleUSDA ineligible boundary
Creek County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 74010 | $541,287 | $122,800 |
| 74028 | $541,287 | $122,800 |
| 74030 | $541,287 | $122,800 |
| 74039 | $541,287 | $122,800 |
| 74041 | $541,287 | $122,800 |
| 74044 | $541,287 | $122,800 |
| 74046 | $541,287 | $122,800 |
| 74047 | $541,287 | $122,800 |
| 74052 | $541,287 | $122,800 |
| 74063 | $541,287 | $122,800 |
| 74066 | $541,287 | $122,800 |
| 74068 | $541,287 | $122,800 |
| 74071 | $541,287 | $122,800 |
| 74131 | $541,287 | $122,800 |
| 74132 | $541,287 | $122,800 |