FHA Loan Limits and USDA Eligibility in Warren County, Ohio
2026 FHA one-unit limit in Warren County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $128,600. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Ohio
Ohio one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Ohio
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EligibleIneligibleUSDA ineligible boundary
Warren County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 45003 | $541,287 | $122,800 to $128,600 |
| 45005 | $541,287 | $122,800 to $128,600 |
| 45032 | $541,287 | $128,600 |
| 45034 | $541,287 | $128,600 |
| 45036 | $541,287 | $128,600 |
| 45039 | $541,287 | $128,600 |
| 45040 | $541,287 | $128,600 |
| 45042 | $541,287 | $122,800 to $128,600 |
| 45044 | $541,287 | $128,600 |
| 45054 | $541,287 | $128,600 |
| 45065 | $541,287 | $128,600 |
| 45066 | $541,287 | $122,800 to $128,600 |
| 45068 | $541,287 | $122,800 to $128,600 |
| 45107 | $541,287 | $122,800 to $128,600 |
| 45113 | $541,287 | $122,800 to $128,600 |
| 45122 | $541,287 | $128,600 |
| 45140 | $541,287 | $128,600 |
| 45152 | $541,287 | $128,600 |
| 45162 | $541,287 | $128,600 |
| 45327 | $541,287 | $122,800 to $128,600 |
| 45342 | $541,287 | $122,800 to $128,600 |
| 45381 | $541,287 | $122,800 |
| 45458 | $541,287 | $122,800 to $128,600 |