FHA Loan Limits and USDA Eligibility in Summit County, Ohio
2026 FHA one-unit limit in Summit County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Ohio
Ohio one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Ohio
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EligibleIneligibleUSDA ineligible boundary
Summit County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 44056 | $541,287 | $122,800 |
| 44067 | $541,287 | $122,800 |
| 44087 | $541,287 | $122,800 |
| 44141 | $541,287 | $122,800 |
| 44202 | $541,287 | $122,800 |
| 44203 | $541,287 | $122,800 |
| 44210 | $541,287 | $122,800 |
| 44216 | $541,287 | $122,800 |
| 44221 | $541,287 | $122,800 |
| 44222 | $541,287 | $122,800 |
| 44223 | $541,287 | $122,800 |
| 44224 | $541,287 | $122,800 |
| 44232 | $541,287 | $122,800 |
| 44236 | $541,287 | $122,800 |
| 44237 | $541,287 | $122,800 |
| 44240 | $541,287 | $122,800 |
| 44250 | $541,287 | $122,800 |
| 44260 | $541,287 | $122,800 |
| 44262 | $541,287 | $122,800 |
| 44264 | $541,287 | $122,800 |
| 44278 | $541,287 | $122,800 |
| 44281 | $541,287 | $122,800 |
| 44286 | $541,287 | $122,800 |
| 44301 | $541,287 | $122,800 |
| 44302 | $541,287 | $122,800 |
| 44303 | $541,287 | $122,800 |
| 44304 | $541,287 | $122,800 |
| 44305 | $541,287 | $122,800 |
| 44306 | $541,287 | $122,800 |
| 44307 | $541,287 | $122,800 |
| 44308 | $541,287 | $122,800 |
| 44309 | $541,287 | $122,800 |
| 44310 | $541,287 | $122,800 |
| 44311 | $541,287 | $122,800 |
| 44312 | $541,287 | $122,800 |
| 44313 | $541,287 | $122,800 |
| 44314 | $541,287 | $122,800 |
| 44315 | $541,287 | $122,800 |
| 44316 | $541,287 | $122,800 |
| 44317 | $541,287 | $122,800 |
| 44319 | $541,287 | $122,800 |
| 44320 | $541,287 | $122,800 |
| 44321 | $541,287 | $122,800 |
| 44325 | $541,287 | $122,800 |
| 44326 | $541,287 | $122,800 |
| 44328 | $541,287 | $122,800 |
| 44333 | $541,287 | $122,800 |
| 44484 | $541,287 | $122,800 |
| 44614 | $541,287 | $122,800 |
| 44645 | $541,287 | $122,800 |
| 44685 | $541,287 | $122,800 |
| 44720 | $541,287 | $122,800 |