FHA Loan Limits and USDA Eligibility in Mahoning County, Ohio
2026 FHA one-unit limit in Mahoning County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Ohio
Ohio one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Ohio
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EligibleIneligibleUSDA ineligible boundary
Mahoning County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 44401 | $541,287 | $122,800 |
| 44405 | $541,287 | $122,800 |
| 44406 | $541,287 | $122,800 |
| 44408 | $541,287 | $122,800 |
| 44412 | $541,287 | $122,800 |
| 44416 | $541,287 | $122,800 |
| 44422 | $541,287 | $122,800 |
| 44429 | $541,287 | $122,800 |
| 44436 | $541,287 | $122,800 |
| 44440 | $541,287 | $122,800 |
| 44442 | $541,287 | $122,800 |
| 44443 | $541,287 | $122,800 |
| 44449 | $541,287 | $122,800 |
| 44451 | $541,287 | $122,800 |
| 44452 | $541,287 | $122,800 |
| 44454 | $541,287 | $122,800 |
| 44460 | $541,287 | $122,800 |
| 44471 | $541,287 | $122,800 |
| 44481 | $541,287 | $122,800 |
| 44490 | $541,287 | $122,800 |
| 44501 | $541,287 | $122,800 |
| 44502 | $541,287 | $122,800 |
| 44503 | $541,287 | $122,800 |
| 44504 | $541,287 | $122,800 |
| 44505 | $541,287 | $122,800 |
| 44506 | $541,287 | $122,800 |
| 44507 | $541,287 | $122,800 |
| 44509 | $541,287 | $122,800 |
| 44510 | $541,287 | $122,800 |
| 44511 | $541,287 | $122,800 |
| 44512 | $541,287 | $122,800 |
| 44514 | $541,287 | $122,800 |
| 44515 | $541,287 | $122,800 |
| 44555 | $541,287 | $122,800 |
| 44609 | $541,287 | $122,800 |
| 44611 | $541,287 | $122,800 |
| 44619 | $541,287 | $122,800 |
| 44672 | $541,287 | $122,800 |