FHA Loan Limits and USDA Eligibility in Lucas County, Ohio
2026 FHA one-unit limit in Lucas County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Ohio
Ohio one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Ohio
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EligibleIneligibleUSDA ineligible boundary
Lucas County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 43412 | $541,287 | $122,800 |
| 43434 | $541,287 | $122,800 |
| 43504 | $541,287 | $122,800 |
| 43522 | $541,287 | $122,800 |
| 43528 | $541,287 | $122,800 |
| 43537 | $541,287 | $122,800 |
| 43542 | $541,287 | $122,800 |
| 43547 | $541,287 | $122,800 |
| 43558 | $541,287 | $122,800 |
| 43560 | $541,287 | $122,800 |
| 43566 | $541,287 | $122,800 |
| 43571 | $541,287 | $122,800 |
| 43601 | $541,287 | $122,800 |
| 43604 | $541,287 | $122,800 |
| 43605 | $541,287 | $122,800 |
| 43606 | $541,287 | $122,800 |
| 43607 | $541,287 | $122,800 |
| 43608 | $541,287 | $122,800 |
| 43609 | $541,287 | $122,800 |
| 43610 | $541,287 | $122,800 |
| 43611 | $541,287 | $122,800 |
| 43612 | $541,287 | $122,800 |
| 43613 | $541,287 | $122,800 |
| 43614 | $541,287 | $122,800 |
| 43615 | $541,287 | $122,800 |
| 43616 | $541,287 | $122,800 |
| 43617 | $541,287 | $122,800 |
| 43620 | $541,287 | $122,800 |
| 43623 | $541,287 | $122,800 |
| 43652 | $541,287 | $122,800 |
| 43654 | $541,287 | $122,800 |
| 43656 | $541,287 | $122,800 |
| 43657 | $541,287 | $122,800 |
| 43659 | $541,287 | $122,800 |
| 43660 | $541,287 | $122,800 |
| 43661 | $541,287 | $122,800 |
| 43666 | $541,287 | $122,800 |