FHA Loan Limits and USDA Eligibility in Jefferson County, Ohio

2026 FHA one-unit limit in Jefferson County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Ohio

Ohio one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Ohio

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EligibleIneligibleUSDA ineligible boundary

Jefferson County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
43901$541,287$122,800
43903$541,287$122,800
43908$541,287$122,800
43910$541,287$122,800
43912$541,287$122,800
43913$541,287$122,800
43917$541,287$122,800
43925$541,287$122,800
43926$541,287$122,800
43930$541,287$122,800
43932$541,287$122,800
43938$541,287$122,800
43939$541,287$122,800
43941$541,287$122,800
43943$541,287$122,800
43944$541,287$122,800
43945$541,287$122,800
43948$541,287$122,800
43952$541,287$122,800
43953$541,287$122,800
43961$541,287$122,800
43963$541,287$122,800
43964$541,287$122,800
43970$541,287$122,800
43971$541,287$122,800

FAQ for Jefferson County

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