FHA Loan Limits and USDA Eligibility in Franklin County, Ohio

2026 FHA one-unit limit in Franklin County is $591,100. Two-unit is $756,700, three-unit is $914,700, and four-unit is $1,136,750. USDA 502 Guaranteed 1–4 person moderate income is $128,250. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Ohio

Ohio one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Ohio

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EligibleIneligibleUSDA ineligible boundary

Franklin County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
43002$591,100$128,250
43004$591,100$128,250
43016$591,100$128,250 to $153,550
43017$591,100$128,250 to $153,550
43026$591,100$128,250
43054$591,100$128,250
43065$591,100$128,250
43068$591,100$128,250
43081$591,100$128,250
43085$591,100$128,250
43109$591,100$128,250
43110$591,100$128,250
43119$591,100$128,250
43123$591,100$128,250
43125$591,100$128,250
43126$591,100$128,250
43136$591,100$128,250
43137$591,100$128,250
43140$591,100$122,800 to $128,250
43146$591,100$128,250
43201$591,100$128,250
43202$591,100$128,250
43203$591,100$128,250
43204$591,100$128,250
43205$591,100$128,250
43206$591,100$128,250
43207$591,100$128,250
43209$591,100$128,250
43210$591,100$128,250
43211$591,100$128,250
43212$591,100$128,250
43213$591,100$128,250
43214$591,100$128,250
43215$591,100$128,250
43216$591,100$128,250
43217$591,100$128,250
43219$591,100$128,250
43220$591,100$128,250
43221$591,100$128,250
43222$591,100$128,250
43223$591,100$128,250
43224$591,100$128,250
43227$591,100$128,250
43228$591,100$128,250
43229$591,100$128,250
43230$591,100$128,250
43231$591,100$128,250
43232$591,100$128,250
43235$591,100$128,250

FAQ for Franklin County

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