FHA Loan Limits and USDA Eligibility in Cuyahoga County, Ohio
2026 FHA one-unit limit in Cuyahoga County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Ohio
Ohio one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Ohio
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EligibleIneligibleUSDA ineligible boundary
Cuyahoga County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 44017 | $541,287 | $122,800 |
| 44022 | $541,287 | $122,800 |
| 44040 | $541,287 | $122,800 |
| 44070 | $541,287 | $122,800 |
| 44101 | $541,287 | $122,800 |
| 44102 | $541,287 | $122,800 |
| 44103 | $541,287 | $122,800 |
| 44104 | $541,287 | $122,800 |
| 44105 | $541,287 | $122,800 |
| 44106 | $541,287 | $122,800 |
| 44107 | $541,287 | $122,800 |
| 44108 | $541,287 | $122,800 |
| 44109 | $541,287 | $122,800 |
| 44110 | $541,287 | $122,800 |
| 44111 | $541,287 | $122,800 |
| 44112 | $541,287 | $122,800 |
| 44113 | $541,287 | $122,800 |
| 44114 | $541,287 | $122,800 |
| 44115 | $541,287 | $122,800 |
| 44116 | $541,287 | $122,800 |
| 44117 | $541,287 | $122,800 |
| 44118 | $541,287 | $122,800 |
| 44119 | $541,287 | $122,800 |
| 44120 | $541,287 | $122,800 |
| 44121 | $541,287 | $122,800 |
| 44122 | $541,287 | $122,800 |
| 44123 | $541,287 | $122,800 |
| 44124 | $541,287 | $122,800 |
| 44125 | $541,287 | $122,800 |
| 44126 | $541,287 | $122,800 |
| 44127 | $541,287 | $122,800 |
| 44128 | $541,287 | $122,800 |
| 44129 | $541,287 | $122,800 |
| 44130 | $541,287 | $122,800 |
| 44131 | $541,287 | $122,800 |
| 44132 | $541,287 | $122,800 |
| 44133 | $541,287 | $122,800 |
| 44134 | $541,287 | $122,800 |
| 44135 | $541,287 | $122,800 |
| 44136 | $541,287 | $122,800 |
| 44137 | $541,287 | $122,800 |
| 44138 | $541,287 | $122,800 |
| 44139 | $541,287 | $122,800 |
| 44140 | $541,287 | $122,800 |
| 44141 | $541,287 | $122,800 |
| 44142 | $541,287 | $122,800 |
| 44143 | $541,287 | $122,800 |
| 44144 | $541,287 | $122,800 |
| 44145 | $541,287 | $122,800 |
| 44146 | $541,287 | $122,800 |
| 44147 | $541,287 | $122,800 |
| 44149 | $541,287 | $122,800 |
| 44181 | $541,287 | $122,800 |
| 44199 | $541,287 | $122,800 |