FHA Loan Limits and USDA Eligibility in Towner County, North Dakota

2026 FHA one-unit limit in Towner County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $124,500. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for North Dakota

North Dakota one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for North Dakota

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EligibleIneligibleUSDA ineligible boundary

Towner County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
58317$541,287$124,500
58324$541,287$124,500
58331$541,287$124,500
58339$541,287$124,500
58363$541,287$124,500
58365$541,287$124,500

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Loan Options in Towner County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Towner County address. Then they can match you if you qualify.

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North Dakota FHA limits and USDA eligibilityFHA loan limits mapUSDA property eligibility mapUSDA income limits mapFHA loan programUSDA loan program