What Is the FHA Loan Limit in Stark County?

The 2026 FHA one-unit cap in Stark County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. Limits are set by county. The property address picks the county when a ZIP lists more than one.

Are USDA Loans Available in Stark County?

USDA property eligibility is the street address, not the county. Stark County is not scored as eligible or ineligible as a whole. Enter a ZIP on the property eligibility map, then confirm a specific address with a lender.

What Is the USDA Income Limit in Stark County?

USDA 502 Guaranteed 1–4 person moderate income in Stark County is $126,350. The 5–8 person figure is $166,800. Enter a ZIP to confirm the figure for a specific area.

Does a County Decide USDA Property Eligibility?

No. USDA scores the property address. This page lists FHA 1–4 unit caps and USDA 502 Guaranteed moderate income figures that appear in Stark County. Income can split a county. Neither figure marks the county as USDA eligible or ineligible.

FHA Loan Limits and USDA Eligibility in Stark County, North Dakota

2026 FHA one-unit limit in Stark County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $126,350. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for North Dakota

North Dakota one-unit limits: —

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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for North Dakota

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EligibleIneligibleUSDA ineligible boundary

Stark County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIP	FHA one-unit loan limit	USDA 1–4 person moderate income
58601	$541,287	$126,350 to $153,550
58622	$541,287	$124,500 to $133,550
58630	$541,287	$126,350 to $153,550
58641	$541,287	$126,350
58652	$541,287	$126,350 to $153,550
58655	$541,287	$126,350
58656	$541,287	$126,350 to $153,550

Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific Stark County address. Only a lender can confirm official program requirements.

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Loan Options in Stark County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Stark County address. Then they can match you if you qualify.

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North Dakota FHA limits and USDA eligibility FHA loan limits map USDA property eligibility map USDA income limits map FHA loan program USDA loan program