FHA Loan Limits and USDA Eligibility in Cass County, North Dakota

2026 FHA one-unit limit in Cass County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $132,950. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for North Dakota

North Dakota one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for North Dakota

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EligibleIneligibleUSDA ineligible boundary

Cass County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
58002$541,287$132,950
58004$541,287$132,950
58005$541,287$132,950
58006$541,287$132,950
58007$541,287$132,950
58011$541,287$132,950
58012$541,287$132,950
58021$541,287$132,950
58029$541,287$132,950
58036$541,287$132,950
58038$541,287$132,950 to $140,150
58042$541,287$132,950
58047$541,287$126,650 to $132,950
58048$541,287$132,950 to $140,150
58051$541,287$126,650 to $132,950
58052$541,287$124,500 to $132,950
58059$541,287$132,950
58064$541,287$124,500 to $132,950
58071$541,287$124,500 to $132,950
58078$541,287$132,950
58079$541,287$132,950
58102$541,287$132,950
58103$541,287$132,950
58104$541,287$132,950

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Cass County address. Then they can match you if you qualify.

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