What Is the FHA Loan Limit in Bottineau County?

The 2026 FHA one-unit cap in Bottineau County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. Limits are set by county. The property address picks the county when a ZIP lists more than one.

Are USDA Loans Available in Bottineau County?

USDA property eligibility is the street address, not the county. Bottineau County is not scored as eligible or ineligible as a whole. Enter a ZIP on the property eligibility map, then confirm a specific address with a lender.

What Is the USDA Income Limit in Bottineau County?

USDA 502 Guaranteed 1–4 person moderate income in Bottineau County is $128,250. The 5–8 person figure is $169,300. Enter a ZIP to confirm the figure for a specific area.

Does a County Decide USDA Property Eligibility?

No. USDA scores the property address. This page lists FHA 1–4 unit caps and USDA 502 Guaranteed moderate income figures that appear in Bottineau County. Income can split a county. Neither figure marks the county as USDA eligible or ineligible.

FHA Loan Limits and USDA Eligibility in Bottineau County, North Dakota

2026 FHA one-unit limit in Bottineau County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $128,250. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for North Dakota

North Dakota one-unit limits: —

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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for North Dakota

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EligibleIneligibleUSDA ineligible boundary

Bottineau County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIP	FHA one-unit loan limit	USDA 1–4 person moderate income
58318	$541,287	$128,250
58384	$541,287	$124,500 to $128,250
58711	$541,287	$128,250
58748	$541,287	$124,500 to $128,250
58750	$541,287	$124,500 to $128,250
58760	$541,287	$128,250
58762	$541,287	$124,500 to $128,250
58783	$541,287	$128,250
58793	$541,287	$128,250

Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific Bottineau County address. Only a lender can confirm official program requirements.

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Loan Options in Bottineau County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Bottineau County address. Then they can match you if you qualify.

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North Dakota FHA limits and USDA eligibility FHA loan limits map USDA property eligibility map USDA income limits map FHA loan program USDA loan program