FHA Loan Limits and USDA Eligibility in Warren County, New Jersey
2026 FHA one-unit limit in Warren County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $147,050. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New Jersey
New Jersey one-unit limits: —
Loading FHA loan limits map…
Loading New Jersey…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New Jersey
Loading USDA map…
Loading New Jersey…
EligibleIneligibleUSDA ineligible boundary
Warren County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 07820 | $541,287 | $147,050 |
| 07821 | $541,287 | $147,050 to $153,550 |
| 07823 | $541,287 | $147,050 |
| 07825 | $541,287 | $147,050 to $153,550 |
| 07831 | $541,287 | $147,050 |
| 07832 | $541,287 | $147,050 |
| 07833 | $541,287 | $147,050 |
| 07838 | $541,287 | $147,050 |
| 07840 | $541,287 | $147,050 to $153,550 |
| 07844 | $541,287 | $147,050 |
| 07846 | $541,287 | $147,050 |
| 07853 | $541,287 | $153,550 |
| 07863 | $541,287 | $147,050 |
| 07865 | $541,287 | $147,050 to $166,600 |
| 07880 | $541,287 | $147,050 |
| 07882 | $541,287 | $147,050 to $166,600 |
| 08802 | $541,287 | $147,050 to $166,600 |
| 08804 | $541,287 | $147,050 to $166,600 |
| 08827 | $541,287 | $147,050 to $166,600 |
| 08865 | $541,287 | $147,050 |
| 08886 | $541,287 | $147,050 |