FHA Loan Limits and USDA Eligibility in Sussex County, New Jersey
2026 FHA one-unit limit in Sussex County is $1,249,125. Two-unit is $1,599,375, three-unit is $1,933,200, and four-unit is $2,402,625. USDA 502 Guaranteed 1–4 person moderate income is $153,550. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New Jersey
New Jersey one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New Jersey
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EligibleIneligibleUSDA ineligible boundary
Sussex County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 07416 | $1,249,125 | $153,550 |
| 07418 | $1,249,125 | $153,550 |
| 07419 | $1,249,125 | $153,550 |
| 07422 | $1,249,125 | $153,550 |
| 07439 | $1,249,125 | $153,550 |
| 07460 | $1,249,125 | $153,550 to $155,850 |
| 07461 | $1,249,125 | $153,550 |
| 07462 | $1,249,125 | $153,550 |
| 07821 | $1,249,125 | $147,050 to $153,550 |
| 07822 | $1,249,125 | $153,550 |
| 07826 | $1,249,125 | $153,550 |
| 07827 | $1,249,125 | $153,550 |
| 07834 | $1,249,125 | $153,550 |
| 07843 | $1,249,125 | $153,550 |
| 07848 | $1,249,125 | $153,550 |
| 07849 | $1,249,125 | $153,550 |
| 07851 | $1,249,125 | $153,550 |
| 07860 | $1,249,125 | $147,050 to $153,550 |
| 07871 | $1,249,125 | $153,550 |
| 07874 | $1,249,125 | $147,050 to $153,550 |
| 07881 | $1,249,125 | $153,550 |
| 08753 | $1,249,125 | $156,050 |