FHA Loan Limits and USDA Eligibility in Salem County, New Jersey
2026 FHA one-unit limit in Salem County is $630,200. Two-unit is $806,750, three-unit is $975,200, and four-unit is $1,211,950. USDA 502 Guaranteed 1–4 person moderate income is $141,100. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New Jersey
New Jersey one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New Jersey
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EligibleIneligibleUSDA ineligible boundary
Salem County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 08001 | $630,200 | $141,100 |
| 08023 | $630,200 | $141,100 |
| 08038 | $630,200 | $141,100 |
| 08067 | $630,200 | $141,100 |
| 08069 | $630,200 | $141,100 |
| 08070 | $630,200 | $141,100 |
| 08072 | $630,200 | $141,100 |
| 08079 | $630,200 | $141,100 |
| 08085 | $630,200 | $141,100 |
| 08098 | $630,200 | $141,100 |
| 08302 | $630,200 | $126,050 to $141,100 |
| 08318 | $630,200 | $126,050 to $141,100 |
| 08343 | $630,200 | $141,100 |
| 08344 | $630,200 | $126,050 to $141,100 |
| 08347 | $630,200 | $141,100 |