FHA Loan Limits and USDA Eligibility in Salem County, New Jersey

2026 FHA one-unit limit in Salem County is $630,200. Two-unit is $806,750, three-unit is $975,200, and four-unit is $1,211,950. USDA 502 Guaranteed 1–4 person moderate income is $141,100. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for New Jersey

New Jersey one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for New Jersey

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EligibleIneligibleUSDA ineligible boundary

Salem County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
08001$630,200$141,100
08023$630,200$141,100
08038$630,200$141,100
08067$630,200$141,100
08069$630,200$141,100
08070$630,200$141,100
08072$630,200$141,100
08079$630,200$141,100
08085$630,200$141,100
08098$630,200$141,100
08302$630,200$126,050 to $141,100
08318$630,200$126,050 to $141,100
08343$630,200$141,100
08344$630,200$126,050 to $141,100
08347$630,200$141,100

FAQ for Salem County

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