FHA Loan Limits and USDA Eligibility in Middlesex County, New Jersey
2026 FHA one-unit limit in Middlesex County is $1,249,125. Two-unit is $1,599,375, three-unit is $1,933,200, and four-unit is $2,402,625. USDA 502 Guaranteed 1–4 person moderate income is $166,600. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New Jersey
New Jersey one-unit limits: —
Loading FHA loan limits map…
Loading New Jersey…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New Jersey
Loading USDA map…
Loading New Jersey…
EligibleIneligibleUSDA ineligible boundary
Middlesex County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 07001 | $1,249,125 | $166,600 |
| 07008 | $1,249,125 | $166,600 |
| 07028 | $1,249,125 | $153,550 |
| 07064 | $1,249,125 | $166,600 |
| 07067 | $1,249,125 | $166,600 |
| 07077 | $1,249,125 | $166,600 |
| 07080 | $1,249,125 | $166,600 |
| 07095 | $1,249,125 | $166,600 |
| 07721 | $1,249,125 | $156,050 to $166,600 |
| 07735 | $1,249,125 | $156,050 to $166,600 |
| 07747 | $1,249,125 | $156,050 to $166,600 |
| 08037 | $1,249,125 | $126,050 to $141,100 |
| 08060 | $1,249,125 | $141,100 |
| 08512 | $1,249,125 | $153,550 to $166,600 |
| 08536 | $1,249,125 | $166,600 |
| 08540 | $1,249,125 | $153,550 to $166,600 |
| 08810 | $1,249,125 | $166,600 |
| 08812 | $1,249,125 | $153,550 to $166,600 |
| 08816 | $1,249,125 | $166,600 |
| 08817 | $1,249,125 | $166,600 |
| 08820 | $1,249,125 | $166,600 |
| 08824 | $1,249,125 | $166,600 |
| 08828 | $1,249,125 | $166,600 |
| 08830 | $1,249,125 | $166,600 |
| 08831 | $1,249,125 | $166,600 |
| 08832 | $1,249,125 | $166,600 |
| 08837 | $1,249,125 | $166,600 |
| 08840 | $1,249,125 | $166,600 |
| 08846 | $1,249,125 | $166,600 |
| 08850 | $1,249,125 | $166,600 |
| 08852 | $1,249,125 | $166,600 |
| 08854 | $1,249,125 | $166,600 |
| 08857 | $1,249,125 | $166,600 |
| 08859 | $1,249,125 | $166,600 |
| 08861 | $1,249,125 | $166,600 |
| 08863 | $1,249,125 | $166,600 |
| 08872 | $1,249,125 | $166,600 |
| 08879 | $1,249,125 | $166,600 |
| 08882 | $1,249,125 | $166,600 |
| 08884 | $1,249,125 | $166,600 |
| 08901 | $1,249,125 | $166,600 |
| 08902 | $1,249,125 | $166,600 |
| 08904 | $1,249,125 | $166,600 |