FHA Loan Limits and USDA Eligibility in Hunterdon County, New Jersey
2026 FHA one-unit limit in Hunterdon County is $1,249,125. Two-unit is $1,599,375, three-unit is $1,933,200, and four-unit is $2,402,625. USDA 502 Guaranteed 1–4 person moderate income is $166,600. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New Jersey
New Jersey one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New Jersey
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EligibleIneligibleUSDA ineligible boundary
Hunterdon County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 07830 | $1,249,125 | $153,550 to $166,600 |
| 07865 | $1,249,125 | $147,050 to $166,600 |
| 07882 | $1,249,125 | $147,050 to $166,600 |
| 08525 | $1,249,125 | $153,550 to $166,600 |
| 08530 | $1,249,125 | $153,550 to $166,600 |
| 08551 | $1,249,125 | $166,600 |
| 08559 | $1,249,125 | $166,600 |
| 08801 | $1,249,125 | $166,600 |
| 08802 | $1,249,125 | $147,050 to $166,600 |
| 08804 | $1,249,125 | $147,050 to $166,600 |
| 08809 | $1,249,125 | $166,600 |
| 08822 | $1,249,125 | $166,600 |
| 08825 | $1,249,125 | $166,600 |
| 08826 | $1,249,125 | $166,600 |
| 08827 | $1,249,125 | $147,050 to $166,600 |
| 08829 | $1,249,125 | $166,600 |
| 08833 | $1,249,125 | $166,600 |
| 08848 | $1,249,125 | $166,600 |
| 08853 | $1,249,125 | $166,600 |
| 08858 | $1,249,125 | $166,600 |
| 08867 | $1,249,125 | $166,600 |
| 08876 | $1,249,125 | $166,600 |
| 08887 | $1,249,125 | $166,600 |
| 08889 | $1,249,125 | $166,600 |