FHA Loan Limits and USDA Eligibility in Hudson County, New Jersey
2026 FHA one-unit limit in Hudson County is $1,249,125. Two-unit is $1,599,375, three-unit is $1,933,200, and four-unit is $2,402,625. USDA 502 Guaranteed 1–4 person moderate income is $169,500. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New Jersey
New Jersey one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New Jersey
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EligibleIneligibleUSDA ineligible boundary
Hudson County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 07002 | $1,249,125 | $169,500 |
| 07029 | $1,249,125 | $169,500 |
| 07030 | $1,249,125 | $169,500 |
| 07032 | $1,249,125 | $169,500 |
| 07047 | $1,249,125 | $169,500 |
| 07086 | $1,249,125 | $169,500 |
| 07087 | $1,249,125 | $169,500 |
| 07093 | $1,249,125 | $169,500 |
| 07094 | $1,249,125 | $169,500 |
| 07302 | $1,249,125 | $169,500 |
| 07304 | $1,249,125 | $169,500 |
| 07305 | $1,249,125 | $169,500 |
| 07306 | $1,249,125 | $169,500 |
| 07307 | $1,249,125 | $169,500 |
| 07310 | $1,249,125 | $169,500 |
| 07311 | $1,249,125 | $169,500 |