FHA Loan Limits and USDA Eligibility in Gloucester County, New Jersey

2026 FHA one-unit limit in Gloucester County is $630,200. Two-unit is $806,750, three-unit is $975,200, and four-unit is $1,211,950. USDA 502 Guaranteed 1–4 person moderate income is $141,100. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for New Jersey

New Jersey one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for New Jersey

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EligibleIneligibleUSDA ineligible boundary

Gloucester County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
08012$630,200$141,100
08014$630,200$141,100
08020$630,200$141,100
08025$630,200$141,100
08027$630,200$141,100
08028$630,200$141,100
08032$630,200$141,100
08039$630,200$141,100
08051$630,200$141,100
08056$630,200$141,100
08061$630,200$141,100
08062$630,200$141,100
08063$630,200$141,100
08066$630,200$141,100
08071$630,200$141,100
08074$630,200$141,100
08080$630,200$141,100
08081$630,200$141,100
08084$630,200$141,100
08085$630,200$141,100
08086$630,200$141,100
08090$630,200$141,100
08093$630,200$141,100
08094$630,200$126,050 to $141,100
08096$630,200$141,100
08097$630,200$141,100
08312$630,200$141,100
08322$630,200$141,100
08328$630,200$141,100
08343$630,200$141,100
08344$630,200$126,050 to $141,100
08360$630,200$126,050 to $141,100

FAQ for Gloucester County

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New Jersey FHA limits and USDA eligibilityFHA loan limits mapUSDA property eligibility mapUSDA income limits mapFHA loan programUSDA loan program